RHB Bank’s Products and Services: Credit Card and Many More
RHB Bank is presently one of the best integrated financial services group in Malaysia. Having the vision to further grow its share of the market in the SEA region, they have already so far ventured into 10 countries that cover Brunei, Laos, Myanmar, Vietnam, and Singapore, amongst others. To be able to make growth achievable, lots of offerings have been provided to customers to address both the personal loan and business needs.
One of the most common yet fundamental services available to individuals is deposit account and self-banking services. With a competitive rate of interest and accessibility of CDM & ATM in the bank branches and other strategic locations everywhere in Malaysia, account holders can enjoy maximum savings return while at the same time connect to their bank account for deposit and withdrawal easily anytime.
As the Bank sees the trend shift from the traditional purchasing method using cash to online purchases, they noticed there’s also an increasing demand from customers for credit cards. Depending on information from an analysis conducted that implies the public’s increasing worldwide recognition towards e-payment, it is proven that offering credit card services is one of the main strategies RHB Bank needs to be pushing forward-and they did just that.
Additionally, as RHB sees the critical need to produce a good sense of balance between supply and demand, they also have launched a credit card plan which gives more benefit to the cardholders which can be enjoyed when they start to utilize it for either offline or online transactions.
Yet, the Bank understands that banking surpasses credit cards and savings accounts. These days, many people depend on loans to make asset purchases, however, getting loans approved is generally a frustrating process. So, RHB Bank had made a flexible program for individuals with minimal interest rates for numerous different types of loans. What’s more, personal financial investment, unit trust, and insurance coverage services are also offered.
Shifting the target to corporate customers, RHB Bank is additionally offering corporate banking solutions to entrepreneurs and organizations. These target customers are welcomed to obtain loans as well as subscribe to the other solutions, including asset management and cash management services.
Small-medium enterprises are amongst those who can take advantage of the most benefits. They are welcomed to apply for loans should capital injection is required as they start to scale their businesses. Aside from that, RHB Bank even offers retails solutions to the relevant customers, in particular those in e-commerce business.
Despite this, focus on the highly demanded Islamic banking facilities has never been an oversight. RHB Bank understands that there’s a large number of requests from the consumers to introduce Shariah-compliant financial instruments. As a result of that, they’ve lined up wealth management, corporate banking, Islamic treasury, unit trust, and a variety of other offerings that adhere to the Shariah guideline for the public.
In 2016, RHB Bank has observed a 24% annual brand value growth, which makes them on the list of five top players in Malaysia. Knowing the full potential of the forthcoming financial market, RHB Bank is ready with a lot more aggressive strategies such as personal loans in ensuring a stable increase of growth through the next several years.